Flexible pricing for any size
Join the more than 1,000 businesses that are already growing with Sipay.
Basic rate
Everything you need in a clear and transparent acquiring model, with no surprises.
15 € / month
Price per terminal*.
Up to 1,000 transactions per month.
Includes:
- Enjoy all the features
- Quick and easy setup
- Cancel anytime
- Pay for what you use
Enterprise
Need a customized solution? Get personalized rates for your business.
Tailored
Includes:
- Dedicated expert for your account
- IC++ Model
- Cost savings
- Exclusive advantages
- Global acquiring
- Prices adapted to each country
Prices for Online and in-person payments
Online payments
Visa
Consumer Domestic cards
0.60% + 0.10 €
European Economic Area Consumer cards
0.70% + 0.10 €
European Economic Area Commercial cards
1.60% + 0.10 €
Non-European Economic Area cards
2.80% + 0.15 €
Mastercard
Consumer Domestic cards
0.60% + 0.10 €
European Economic Area Consumer cards
0.70% + 0.10 €
European Economic Area Commercial cards
1.60% + 0.10 €
Non-European Economic Area cards
2.80% + 0.15 €
American Express
2.70% + 0.10 €
Discover
2.70% + 0.10 €
Diners
2.70% + 0.10 €
JCB
2.70% + 0.15 €
UPI
2.70% + 0.15 €
Apple Pay
Service fee + 0.10 €
Google Pay
Service fee + 0.10 €
Bizum
For successful transaction
Service fee + 0.10 €
PayPal
Contract between the merchant and PayPal + 0.10 €
In-person payments
Credit and debit cards
Consumer Domestic cards
0,60%
European Economic Area Consumer cards
0,70%
European Economic Area Commercial cards
1,60%
Non-European Economic Area cards
2,80%
Prices for Payment methods
Payment methods
Apple Pay
Service fee + 0.10 €
Google Pay
Service fee + 0.10 €
Bizum
Per successful transaction
Service fee + 0.10 €
PayPal
Contract between the merchant and PayPal + 0.10 €
Alipay +
3% + 0.10 €
Alipay
3% + 0.10 €
WeChat Pay
3% + 0.10 €
Offer valid exclusively for new accounts and subject to prior approval by Sipay Plus, S.L. Some additional services may involve extra costs or fees. During the free trial period, processing fees and commissions will apply per transaction, starting at €3,000 in monthly billing. The rates shown on this page may be updated or modified at any time without prior notice. The information and prices published on the SIPAY website are for informational purposes only; the amounts shown on invoices issued by SIPAY will prevail. The current general terms and conditions will apply.
Questions? We have answers.
Here are answers to frequently asked questions about pricing.
How long does payment settlement take?
With Sipay, you decide when to receive your payments. We don’t charge extra fees for daily payments, and you can choose the frequency that best suits your business.
- every working day
- once a week
- once a month
Can I issue refunds or cancellations?
Yes. You can process refunds directly from the Sipay dashboard for both online and in-person transactions.
Can I add multiple merchants to my account?
Yes, you can add multiple locations or stores and manage them from a single account.
Simplify payments and optimize your business management
Boost your sales and manage your business easily.