SCA: Does it affect your business yet?

On September 14th, PSD2 came into force, the new European Payments Directive, whose main objectives are to increase security, protect the end user and encourage innovation. One of the main changes introduced by this standard is the mandatory application of Strong...

EMV 3-D Secure Protocol: next steps towards PSD2

Following the transposition of the Second European Directive on Payment Services (PSD2) into Spanish law on November 23rd, many doubts have been raised about its impact, the steps to be taken to comply with it and, in short, what the situation will be after September...

PSD2: User Authentication in the online environment

From September, 14th the SCA (Strong Customer Authentication) will be compulsory. What changes will it bring and how should businesses deal with them?  Among the changes introduced by the Second Payment Services Directive (PSD2), those relating to security will...

PSD2: The new paradigm of digital payments

Nowadays, most of the people affected in anyway by the payment sector have probably heard about PSD2 but, what is it exactly? Where and why does it emerge? How and from when will it affect? The Second Payment Services Directive, known as PSD2, is preceded by the...

User Authentication: From Security to Experience

Two factor authentication, biometrics or user identification are fundamental concepts in the world of payments but, what do they exactly mean? What kind of benefits can they bring? The new European Payments Regulation (PSD2) will enter into force on 14 September, and...