{"id":27266,"date":"2026-07-14T08:38:42","date_gmt":"2026-07-14T06:38:42","guid":{"rendered":"https:\/\/sipay.es\/noticia\/sipay-selected-to-take-part-in-the-european-central-banks-digital-euro-pilot\/"},"modified":"2026-07-15T08:58:37","modified_gmt":"2026-07-15T06:58:37","slug":"sipay-selected-digital-euro-pilot","status":"publish","type":"noticia","link":"https:\/\/sipay.es\/en\/news\/sipay-selected-digital-euro-pilot\/","title":{"rendered":"Sipay selected to take part in the European Central Bank’s digital euro pilot"},"content":{"rendered":"\n

Sipay<\/span> will <\/span>participate<\/span> as an acquiring PSP, on the merchant side, through its Banco de Espa\u00f1a-licensed payment institution.<\/span><\/span> <\/span><\/p>\n\n\n\n


Alcobendas (Madrid), 14 July 2026.<\/strong>\u00a0Sipay\u00a0has been selected to take part in the digital euro pilot led by the\u00a0Eurosystem, as one of the 36 payment service providers (PSPs) chosen from across the euro area. The pilot, due to start in the second half of 2027 and to run for 12 months, will test the digital euro’s technical functionality and operational processes and help refine the user experience.<\/span> Sipay\u00a0participates as an acquiring PSP: the provider that\u00a0operates\u00a0on the merchant side, enabling merchants to receive payments. The formally selected entity is\u00a0Uinku\u00a0Payments\u00a0Entidad\u00a0de Pago SLU, a\u00a0Sipay\u00a0subsidiary licensed by Banco de Espa\u00f1a.<\/span>\u00a0<\/span>
<\/span><\/p>\n\n\n\n


The pilot will use a beta version of the digital euro. It will be functionally and technically close to the digital euro foreseen in the draft legislation but will not have legal tender status, issued solely for testing purposes. All transactions will be carried out in controlled and real-life environments. Within this scope,\u00a0Sipay\u00a0will work on payment acceptance: how merchants could receive digital euro payments and integrate them into their existing in-store and online flows.<\/span>\u00a0<\/span><\/p>\n\n\n\n


Participants were selected through an objective process based on their technical and operational capabilities. Participation does not constitute an endorsement by the\u00a0Eurosystem, nor does it affect supervisory oversight.<\/span>\u00a0<\/span><\/p>\n\n\n\n


The digital euro is the\u00a0Eurosystem’s\u00a0proposal for a central bank-issued digital means of payment, complementing cash and usable across the euro area. The project is in its preparation phase; any issuance will depend on a decision by the Governing Council of the European Central Bank (ECB), once the European legislation currently under discussion has been adopted. The pilot will take place at the ECB and 19 national central banks, including Banco de Espa\u00f1a.<\/span>\u00a0<\/span><\/p>\n\n\n\n


\u201cThe pilot lets us work, alongside the\u00a0Eurosystem\u00a0and the other selected participants, on how merchants could accept the digital euro. It is technical, collaborative work, and that is how we approach it. Our aim is to contribute, from the merchant side, to a secure,\u00a0efficient\u00a0and inclusive digital euro that meets the needs of merchants and users,\u201d said Jos\u00e9 Luis Nevado, CEO of\u00a0Sipay.<\/span>\u00a0<\/span><\/p>\n\n\n\n


About\u00a0Sipay<\/span><\/span><\/strong><\/h2>\n\n\n\n

Sipay is a Spanish full-stack, omnichannel payments fintech with over 30 years of experience, headquartered in Alcobendas (Madrid). It integrates gateway, acquiring, processing and orchestration on a single platform. It processes over \u20ac12 billion and more than 350 million transactions a year for over 1,000 clients in more than 40 countries. It holds a payment institution licence from Banco de Espa\u00f1a and is certified under PCI DSS 4.0, ISO 27001 and ENS. <\/p>\n","protected":false},"excerpt":{"rendered":"

Sipay will participate as an acquiring PSP, on the merchant side, through its Banco de Espa\u00f1a-licensed payment institution.  Alcobendas (Madrid), 14 July 2026.\u00a0Sipay\u00a0has been selected to take part in the digital euro pilot led by the\u00a0Eurosystem, as one of the 36 payment service providers (PSPs) chosen from across the euro area. The pilot, due to start in the […]<\/p>\n","protected":false},"featured_media":27265,"template":"","format":"standard","meta":{"_acf_changed":false},"class_list":["post-27266","noticia","type-noticia","status-publish","format-standard","has-post-thumbnail","hentry"],"acf":[],"_links":{"self":[{"href":"https:\/\/sipay.es\/en\/wp-json\/wp\/v2\/noticia\/27266","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/sipay.es\/en\/wp-json\/wp\/v2\/noticia"}],"about":[{"href":"https:\/\/sipay.es\/en\/wp-json\/wp\/v2\/types\/noticia"}],"version-history":[{"count":2,"href":"https:\/\/sipay.es\/en\/wp-json\/wp\/v2\/noticia\/27266\/revisions"}],"predecessor-version":[{"id":27269,"href":"https:\/\/sipay.es\/en\/wp-json\/wp\/v2\/noticia\/27266\/revisions\/27269"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/sipay.es\/en\/wp-json\/wp\/v2\/media\/27265"}],"wp:attachment":[{"href":"https:\/\/sipay.es\/en\/wp-json\/wp\/v2\/media?parent=27266"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}