Financing orchestrated to increase your sales
Automate your collections, improve retention, and manage your recurring revenue with Sipay’s smart payment technology.
More than 1,000 customers already trust Sipay
Businesses of all sizes rely on Sipay to connect their business with customers globally.
Offer BNPL & Lending to your customers and boost your revenue
Increase conversion rates and improve your customers’ shopping experience with flexible financing solutions tailored to each sector.
Payment in installments
Allow the customer to divide the purchase amount into fixed monthly installments to facilitate the sale.
Installment payments
Possibility of splitting the purchase into several flexible, interest-free installments, as part of the checkout.
Orchestrated financing
Connect with multiple credit institutions so that the customer gets the best possible option in real time.
Smart financing, tangible results
Customers buy more when they have flexible payment options; with a single integration, they can access payment methods and BNPL & Lending.
A flexible payment solution that adapts to your customers
From retail to digital platforms, Sipay’s orchestrated financing adapts to multiple sectors to deliver a more accessible and cost-effective shopping experience.
Retail
Increase the average ticket price by offering financing at physical and online points of sale.
Marketplaces
Facilitate split payments directly at checkout, without redirecting the customer.
Technology and electronics
Offer financing to your customers to avoid losing a sale and increase the average ticket price.
Education and training
Help your customers access courses or memberships through flexible payment plans.
Mobility and transport
Allow to pay in installments for rental, maintenance or shared mobility services.
Hospitality and tourism
It facilitates bookings and experiences with deferred payment without financial risk for the hotel or agency.
Connect with value-added solutions for your business
Access the most complete ecosystem in the fintech sector and connect with the engine of innovation in payments.
A solution for businesses of any size
Whether you’re starting your business or scaling it up, we offer the tools you need to achieve success.
Transparent and flexible pricing that adapts to you
Start selling now on all your channels, pay only for what you use, and scale your business with the full potential of Sipay.
Basic rate
Everything you need in a clear and transparent model, with no permanence and no surprises.
10 € / month
Price per terminal.
Up to 1,000 transactions per month.
Includes:
- Enjoy all the features
- Quick and easy setup
- Cancel anytime
- Pay for what you use
Enterprise
Need a customized solution? Get personalized rates for your business.
Tailored
Includes:
- Dedicated expert for your account
- IC++ Model
- Cost savings
- Exclusive benefits
- Global acquiring
- Prices adapted to each country
Questions? We have answers.
Here are answers to frequently asked questions about BNPL & Lending.
What does orchestrated financing mean?
It is a model that combines different financing options into a single integration, offering the best alternative for each customer without risk to the business.
How long does it take for the business to receive the money?
The business receives the full amount of the sale immediately, while the customer pays for their purchase in the selected installments.
Can I offer BNPL both online and in a physical store?
Yes, Sipay’s BNPL & Lending solution is available in both digital and physical environments, fully integrated with your system.
How is the risk of non-payment managed?
The risk is assumed by the participating financial institutions. The merchant always receives full payment without having to worry about credit management.
Can I integrate this solution with other Sipay products?
Yes, BNPL & Lending integrates seamlessly with the payment gateway, Sipay POS, and Pay by Link to provide a unified and seamless experience.
Simplify payments and optimize your business management
Boost your sales and manage your business easily.
